Snap a Receipt, Auto-Split Your Budget

You stop at the supermarket and spend €120. Groceries, cleaning supplies, a birthday card, and a bottle of wine. One transaction, four budget categories.

You know the drill. Open your budgeting app, find the transaction, and start splitting it manually. How much were the cleaning products again? You dig through the receipt. €15.40 for dish soap and sponges. €8 for the card. Was the wine €12 or €14? You squint at the faded thermal print. Five minutes later, you’ve got an approximation that’s close enough — but not quite right.

We built something better.

Upload a receipt, get instant splits

Tallyroot can now read your receipts. Upload a photo directly from any transaction in your feed or from an unallocated entry on your allocation page. AI parses the line items, identifies what you bought, and suggests which budget category each item belongs to.

No manual data entry. No squinting at faded receipts. No guessing how much of that €120 was groceries versus household supplies.

How it works

Upload a receipt from anywhere — the transaction feed, the allocation page, or the dedicated receipts page. AI parses the line items in the background and computes suggested budget splits automatically. The results are stored and ready the next time you open the allocation page.

Uploading a receipt:

1. Find the transaction in your feed (or an unallocated entry on the allocation page) and tap the receipt icon
2. Upload a photo or snap one with your camera (mobile)
3. The receipt links to that transaction automatically
4. AI parses the receipt in the background — you’ll see a spinner while it works, then a confirmation when it’s done

Accepting the suggestion:

1. Open the allocation page — any entry with a parsed receipt shows a suggestion card
2. The card lists each budget category and the suggested amount, broken down from the receipt’s line items
3. Tap Accept to save the allocation instantly — one click, done
4. Or tap Allocate manually to open the full split editor and customize the amounts yourself

That’s it. What used to take five minutes of manual work now takes a single tap.

Smart splits, not blind ones

The AI doesn’t just dump everything into one category. It reads individual line items on the receipt — the dish soap, the birthday card, the groceries — and maps each to the most relevant budget category based on your existing categories.

Line items that map to the same category get grouped together. The amounts are distributed proportionally to match the transaction total exactly. No rounding errors, no leftover cents floating in limbo.

You’re always in control. If the suggestion looks right, accept it with one click. If the AI puts the wine in “Groceries” and you want it in “Entertainment,” tap “Allocate manually” to open the split editor and adjust. The AI gives you a fast default — not a locked-in decision.

Works with everything you already use

This builds on Tallyroot’s existing transaction splitting. If you’ve been splitting transactions manually, receipts just make it faster. If you haven’t been splitting because it was too tedious, this removes the friction that was stopping you.

Receipt upload works on both desktop (file upload) and mobile (camera capture). The parsing happens server-side, so it works regardless of your device.

And if you’re spending across currencies — say the receipt is in EUR but your budget is in HUF — the multi-currency conversion still happens automatically. The receipt just adds line-item detail to a process that was already seamless.

What this means for your budget accuracy

Most people don’t split transactions because it’s annoying. So they pick the “main” category and accept the inaccuracy. Over months, those miscategorized amounts compound. Your grocery budget looks 15% higher than reality, your household budget looks 15% lower, and you’re making spending decisions based on bad data.

Receipt scanning fixes this at the source. The receipt has the truth — exactly what you bought and how much each item cost. By feeding that directly into your budget splits, you get accuracy without effort.

What’s coming next

This is the first step. We’re working on making receipt handling even smoother — think batch processing and more ways to get receipts into the system without opening the app. More on that soon.

For now, snap your next grocery receipt and see the difference.